Why I use Kotak Bank

I have a Kotak Bank account and I'm more than happy with the facilities they provide. Well, I first opted for Kotak account because of the trading account that came along with it. Since the bank was new the politeness and hospitality was expected. The best and my favourite was the netbanking. Simple and easy to use. I used ICICI and HDFC both had their issues (with me to be fair). Before Kotak, I liked Citibanks' Net Banking but had to abandon than when they decided to cut cost and shut the only ATM in Goa.
I needed a credit card for online purchases but didnt want the risky baggage that came along also know as Terms and Conditions. Kotak provides a solution in it net card where it creates a temporary (virtual) credit card for you for the amount you allot from your savings account. The credit card is valid for one day. You can make your purchase and the remain unused money comes back to your account when your card expires. Simple, neat and hassle free. Oh yes, interest free to.The only think you cant do that i realised today was to book railway tickets online. I hope they work on that.
So when opening your bank account, have a  look as kotak as well.